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There are several different factors to think about to realize what a car repair insurance policy will cost you:Repair costs are escalating. To determine the overall cost of a car repair insurance policy, you must start with the actual costs for repairs to your vehicle. This will take a little bit of research on your part, but simply doing some searches for parts will help a great deal. For example, a complete engine overhaul for a mid sized SUV can end up costing approximately $3,000, with parts and labor. Without any type of insurance to protect you in the event that something does happen to your vehicle, you will end up having to pay this amount out of your own pocket. However, this is not the worst news.

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