Some insurers offer discount programs to drivers who meet certain qualifications and put less than a set amount of miles on their cars per year. For instance, if you live within a relatively short distance from your work meaning shorter commute time, and therefore, less time on the road, most insurance companies will offer a discount. The rationale is that drivers who aren’t on the road as much have a much smaller chance of getting into an accident, and thus, needing to make an accident claim. How about “doing away with the car and opting for mass transportation. ” This was lifted from your Best Frugality Advice April 3, 2007. If the transit system in your area offers monthly passes, get one because they are worth it. I saved more than fifty percent off my regular fare with a monthly pass. Plan your trips and check the route schedules which are available online. Better still, get copies of the transit schedules which are given out for free on the train or bus. Just spend a few minutes studying these schedules and you will discover that you can go practically any place worth going to using public transportation. If you need to walk from the stop to your destination, then by all means, WALK!It’s good exercise which your body needs.
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With the right auto repair insurance, the insurance company not only picks up the tab, but it also regulates the costs, and lets a customer or policyholder know if the mechanic's charge is excessive. Do You Need Bumper to Bumper?Bumper to bumper car insurance means that most of the components needed to operate your vehicle safely are included in the policy. This includes, but is not limited to, the engine, drivetrain, transmission, exhaust, brakes and electrical components. However, things like body repair, broken lights, windows and interior fixes are not covered. Bumper to bumper coverage will keep you from having to spend large amounts of money for repairs. When you purchase a bumper to bumper auto repair insurance policy, always pay attention to the fine print.